Chai Community

Chai Community used for wallet payment. We call Chai Community users as CHAI COMMUNITY-MEMBERS.

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About Us.

W PLUS is a registered partnership firm located at (3/1084GH Pulassery PO, Pattambi road-Koppam. 679307), Palakkad, Kerala. Its partners are Muhammed Nihal (Founder & Managing Partner), Muhammed Niyas and Shahana respectively.

W Plus developed an overt consumer’s society named ‘CHAI COMMUNITY’. It is a Mobile Application developed by CODIGNUS.PVT.LTD. This application used for wallet payment. We call Chai Community users as CHAI COMMUNITY-MEMBERS. We can offer a solid cash back (Between 1% to 15% depends on product) for every community member on their each and every purchase. Every community member will be a privilege customer in the reputed shops they are purchasing with. Chai Community will spread across Kerala shortly. We are uniting the consumers to get the maximum benefits for them and the same way, for respected vendors they will get maximum customers by associating with W Plus. Using the Chai Community application is absolutely free for 60 days as trail time for the customers and vendors.

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Refund Policy.

We are offering 60 days trial period for experiencing Chai Community. After the trial period Chai community charges a subscription fee from every user of Chai Community app. The user can choose any one of the plans of the subscription fee. The amount charged as subscription cannot refunded and it cannot cancelled. Users have to recharge their purchase wallet for make purchase. This Purchase wallet recharge amount is not refundable, customers can use Purchase wallet for purchasing the products or services from the Chai Community associated stores.

A community member can recharge their purchase wallet any time without any restrictions. If a community member faces any trouble on purchase, they can easily contact our executive by call or mail mentioned on contact us. When the bonus wallet amount exceeds 5000 points, the member can apply for pay out/withdrawal. The process of pay out/withdrawal may take 7 to 10 working days to credit the amount to the customer’s bank account after deducting 5% TDS or the member can convert bonus wallet amount to purchase wallet amount. As mentioned above once a member converted an amount to purchase wallet, that amount can’t be refunded or cancelled, it only usable for purchase. Member can cancel the withdraw/pay out request by calling to respective number mentioned on contact us before getting approval for the request. Once the approval is done from the back office, there is no chance to cancel the withdrawal request.


Privacy and Policies.

We collect various data points about you such as Personal Data. Personal Data does not mean information that is not publicly accessible or available. Your Personal Data and your Privacy will be secured as it is utmost importance to us. Protection of your privacy is a key commitment for us. We are governed by the provisions of applicable law in India including the Information Technology Act 2000 and the Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011 and we are following Sec 4 in the Sale of Goods Act 1930 to maintain the privacy of your Personal Data and Transaction.

  • Personal Data we may collect from you are as under:
  • 1. Personal details (e.g., name, contact details including, residential address, date of birth, documents such as Aadhaar details / PAN / Voter ID provided by you to us to avail various products/services from us.)
  • 2. Your details including transaction history, balances, payment details, for effecting transfer of monies through various chai community associated outlets.
  • 3. Images of documents/ photos required to avail any of our products/services.
  • 4. voice recordings of our conversations with our customer care agent with you to address your queries/grievances
  • 5. specimen signature (security pin) for processing of your instructions received by us through our various payments.
  • 6. opinions provided by you to us by way of feedback or responses to surveys.
  • 7. information obtained from your mobile device by way of using our app like device location, communication information including contacts, device information such as storage, transactional and promotional SMS/app notifications.
  • Any Personal Data that we have access to shall never be shared without your consent. In our business and operational processes, we only share the data on a partial and “need-to-know” basis to designated personnel or partners or service providers. We will share your data with competent/ legal/statutory/regulatory agencies / authorities or partners/service providers acting on our behalf (as the case may be) in following cases:
  • 1. only for enabling the provision of the products/services availed by you, strictly on a “need to know” basis and subject to applicable laws.
  • 2. it is directed or required by legal/regulatory / statutory / governmental authorities under applicable laws/regulations though a legally obligated request.
  • 3. it is required by financial institutions to verify, mitigate or prevent fraud or to manage risk or recover funds in accordance with applicable laws/regulations.
  • We use your Personal Data in our business activities for providing our or our partners’ products/services and to perform, among other actions, the following:
  • 1. to facilitate the transactions or report on these transactions;
  • 2. to undertake research and analytics for offering or improving our products/services and their security and service quality;
  • 3. to share with you, updates on changes to the products/services and their terms and conditions;
  • 4. to take up or investigate any complaints/claims/disputes;
  • 5. to respond to your queries or feedback submitted by you;
  • 6. to verify your identity for us to provide products/services to you;
  • 7. to carry credit checks, screenings or due diligence checks as lawfully required by us;
  • 8. to monitor and review products/services from time to time;
  • 9. to undertake financial/regulatory/management reporting, and create and maintain various risk management models;
  • 10. for conducting audits and for record keeping purposes;
  • 11. for selective offers, promotions and events.
  • External Using: We may provide your personal information to the authorities for the purpose of filing such as GST, TDS, IT. You can delete your chai community application at any point of time, with this we will no longer provide your data for external processing as mentioned above.
  • 1.Please note that a “cookie” is a small piece of information stored by a web server on a web browser so it can be later read back from that browser.
  • 2. We may use cookie and tracking technology depending on the features offered.
  • 3. No Personal Data will be collected via cookies and other tracking technology; however, if you previously provided Personal Data, cookies may be tied to such information.

We have provided multiple levels of security to safeguard your app by Login/Logout option and AppLock feature that can be enabled by you. We also ensure the device binding so that the same login cannot be used on different device without any additional authentication/OTP. Please do not share your Chai Community login, password and OTP details with anybody.

You may contact us on any aspect of this policy or for any discrepancies/grievances with respect to your Personal Data, by writing to us. Chai Community, Run By: W Plus,3/1084/GH, Pulassery Po, Pattambi road ,Koppam, Palakkad District,Kerala,Pin:679307

This policy will be reviewed by us as and when required and the same may change at any time. While we will make reasonable efforts to keep you posted on any updates to this privacy policy, to make sure that you are aware of any changes, we recommend that you have to review the policy periodically

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Terms of Service

  • Download the Application from Play store or Appstore

  • One Mobile Number used for One Account

    You can be a member in chai community by registering your mobile number once, you will get an OTP to the registered mobile number for ensure the security and safe login.

  • Select your location from the list

    Choose your Taluk where you located

  • Provide Your Name and Email ID

  • Provide Biometric lock and Security pin

    Biometric lock is using for safe login and the security pin using for confirm the transaction

  • The trial period is 60 Days

    Your trial period will start from the date you registered; you can use this app for free up to 60 days

  • Recharge your wallet

    Recharge your wallet as you want for make purchase. The purchase wallet (My Wallet) only used for purchase. No refund or withdraw for the purchase wallet

  • Make Purchase

    For payment, after purchase you can scan QR from the outlets associated with Chai Community

  • Cashback Bonus points will be credited to your bonus wallet, the points depend on your purchase of Products from the stores

    You will get surely 1% - 15% Cashback. The cashback is depending the products or services from the associated outlets that you purchase

  • Minimum Withdrawal/Payout amount is Rupees 5000

    When your Bonus Points reach 5000, You can convert the points into Rupees, it will credit to your bank account after verified. i.e., one-point equals to one Rupee

  • Make Subscription from the packages

    Once your trial period is expired, you have to subscribe a package of Rupees 99 for 30days duration or 999 for 360 Days.

  • The payout request amount will be credited to member’s bank account within 7 to 10 Bank working days after deducting 5% TDS

    The payment process will proceed only after verifying your PAN, AADHAR and BANK details. Once the details verified there is no any other limitations for further payouts.

  • Update PAN, AADHAR and BANK Details Properly

  • If your Bonus wallet reach 5000 points during the trial period and you have to subscribe any of the package for payout

  • Every updated information will be available in the Application, and Website

  • This Terms and Conditions will be reviewed by us as and when required and the same may change at any time. While we will make reasonable efforts to keep you posted on any updates to this Terms and Conditions, to make sure that you are aware of any changes, we recommend that you review this Terms and Conditions periodically

  • It will take a short period of time to accept the Community wallet system all over Kerala and we appreciate your patience


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